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Bread Financial

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Last updated on

Company health

Employee growth
8% increase in the last year
Financing
September 2024 - $2B

Ratings

G2
4.5/5
(5)

Bread Financial description

Bread Financial offers flexible payment solutions like "Buy Now, Pay Later" plans through its platform, Bread Pay™. Businesses can integrate Bread Pay™ to allow customers to pay for purchases in installments. This can lead to higher sales and customer satisfaction. Bread Financial focuses on providing a simple and transparent experience, with clear payment schedules and no hidden fees. They work with a variety of businesses, from furniture retailers to electronics stores.


Who is Bread Financial best for

Bread Financial offers "Buy Now, Pay Later" flexibility through Bread Pay™, boosting sales and customer satisfaction. Its transparent pricing and simple integration cater to businesses of all sizes, especially in e-commerce and retail. Bread Pay™ allows customers to pay in installments, leading to higher average order values and improved conversion rates.

  • Best for small to medium businesses (1-1000 employees), but also suitable for larger enterprises.

  • Ideal for e-commerce and retail businesses seeking flexible payment solutions.


Bread Financial features

Supported

Bread Pay offers real-time application decisions, enabling customers to quickly know if they are approved for financing.

Supported

Bread Pay is a Buy Now, Pay Later platform, allowing customers to make purchases and pay for them over time in installments.

Supported

Bread Pay provides various payment plan options, ranging from 3 to 24 months, empowering customers to choose a plan that suits their financial needs.

Supported

Bread Pay supports automatic payments through its AutoPay feature, ensuring customers never miss a payment.

Supported

Bread Pay emphasizes transparent pricing, with no hidden fees or prepayment penalties, ensuring customers have a clear understanding of the total cost.

Supported

Bread Pay supports purchases at thousands of online and physical stores, providing customers with flexibility in how they shop.


Bread Financial alternatives

  • Logo of Sezzle
    Sezzle
    Shop now, pay later in four interest-free installments.
    Read more
  • Logo of PayBright
    PayBright
    Shop now, pay later, with easy installments at checkout.
    Read more
  • Logo of Sunbit
    Sunbit
    Buy now, pay later tech for everyday expenses. High approvals.
    Read more
  • Logo of TABBY
    TABBY
    Shop now, pay later. Bigger sales, happier shoppers.
    Read more
  • Logo of BrightPlan
    BrightPlan
    Personalized financial planning and advice for employees.
    Read more
  • Logo of Wisetack
    Wisetack
    Pay-over-time options for services, so everyone wins.
    Read more

Bread Financial FAQ

  • What is Bread Financial and what does Bread Financial do?

    Bread Financial provides point-of-sale financing solutions, enabling businesses to offer "Buy Now, Pay Later" options through their Bread Pay™ platform. This flexible payment method allows customers to split purchases into installments, increasing sales and improving customer satisfaction.

  • How does Bread Financial integrate with other tools?

    Bread Financial integrates with businesses through its Bread Pay™ platform, offering flexible "Buy Now, Pay Later" options at online and physical stores. This omnichannel approach allows for seamless integration into various point-of-sale and e-commerce systems. The API enables businesses to easily offer financing to their customers.

  • What the main competitors of Bread Financial?

    Bread Financial's top competitors include Sezzle, Sunbit, TABBY, Wisetack, and Splitit. These companies offer similar "Buy Now, Pay Later" financing solutions for businesses seeking to provide customers flexible payment options.

  • Is Bread Financial legit?

    Yes, Bread Financial is a legitimate financial technology company offering "Buy Now, Pay Later" payment solutions. They provide transparent payment schedules with no hidden fees, boosting sales and customer satisfaction for businesses. Bread Financial's flexible payment options make them a safe and reliable choice.

  • How much does Bread Financial cost?

    I couldn't find pricing details for Bread Financial. Contact Bread Financial directly to discuss product pricing and determine if it's worth the investment for your needs.

  • Is Bread Financial customer service good?

    Bread Financial's customer service receives positive feedback for its responsiveness and quick resolutions. Users appreciate the efficient support and helpful solutions provided by the customer service team. No negative experiences were reported in the reviews.


Reviewed by

MK
Michal Kaczor
CEO at Gralio

Michal has worked at startups for many years and writes about topics relating to software selection and IT management. As a former consultant for Bain, a business advisory company, he also knows how to understand needs of any business and find solutions to its problems.

TT
Tymon Terlikiewicz
CTO at Gralio

Tymon is a seasoned CTO who loves finding the perfect tools for any task. He recently headed up the tech department at Batmaid, a well-known Swiss company, where he managed about 60 software purchases, including CX, HR, Payroll, Marketing automation and various developer tools.