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CapitalOS

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Last updated on

Company health

Employee growth
8% increase in the last year
Financing
August 2023 - $39M

CapitalOS description

CapitalOS is a spend management solution for platforms that serve small businesses. It allows these platforms to offer their users business credit cards and spend management tools through a single API integration. CapitalOS handles all the financial and regulatory complexities, including underwriting, capital provision, and compliance. This allows platforms to offer financial services without taking on the associated risks. CapitalOS aims to help businesses save time and money by streamlining expense management and providing access to working capital.


What companies are using CapitalOS?

Workiz is using CapitalOS
Workiz
Moov is using CapitalOS
Moov
RollCredits is using CapitalOS
RollCredits
ROVr is using CapitalOS
ROVr
Altir is using CapitalOS
Altir
Zapier is used by Workiz, Moov, RollCredits, ROVr, Altir.

Who is CapitalOS best for

CapitalOS is a spend management solution designed for platforms serving small businesses. It offers embedded financial services, such as business credit cards and expense management tools, through a single API. This eliminates the need for platforms to manage complex financial and regulatory processes, allowing them to focus on user engagement and revenue growth.

  • Ideal for small to medium-sized businesses (1-100 employees) looking to streamline spend management.

  • Best for SaaS platforms serving SMBs across various industries seeking embedded financial solutions.


CapitalOS features

Supported

CapitalOS allows businesses to issue unlimited credit cards, providing flexibility for growing teams.

Supported

CapitalOS streamlines expense tracking and management through a single API integration, minimizing user effort.

Supported

CapitalOS offers the option of generating both virtual and physical cards to suit diverse spending needs.

Supported

CapitalOS allows for the generation of virtual or physical cards tailored to specific budgets and needs.

Supported

CapitalOS enables dynamic spending limits on credit cards based on real-time performance data, allowing for flexible credit management.

Supported

CapitalOS handles financial and compliance responsibilities, eliminating the burden for platform partners.

Supported

CapitalOS offers easy integration with existing platforms through a simple API.


CapitalOS alternatives

  • Logo of Ramp
    Ramp
    Control company spending, automate accounting, and save money.
    Read more
  • Logo of Moss | Spend smarter
    Moss | Spend smarter
    Control company spending, automate invoices, and simplify expense reports.
    Read more
  • Logo of Airbase
    Airbase
    Streamlines business spending, payments, and expense reports.
    Read more
  • Logo of Navan (Formerly TripActions)
    Navan (Formerly TripActions)
    Streamlined travel and expense management for smarter spending.
    Read more
  • Logo of Corpay One
    Corpay One
    Streamlines bill pay, expenses, and company cards in one.
    Read more
  • Logo of Rho
    Rho
    Streamlined business banking, expenses, and accounting in one platform.
    Read more

CapitalOS FAQ

  • What is CapitalOS and what does CapitalOS do?

    CapitalOS is a spend management platform designed for businesses serving small to medium-sized enterprises (SMEs). It offers an API that enables businesses to integrate credit cards, expense tracking, and other financial tools, simplifying financial operations and reducing overhead. CapitalOS handles compliance and risk management, providing a hassle-free financial solution.

  • How does CapitalOS integrate with other tools?

    CapitalOS integrates with existing platforms through a single API. This seamless integration allows platforms to quickly and easily embed financial services, such as spend management tools and business credit cards, into their existing offerings.

  • What the main competitors of CapitalOS?

    CapitalOS competes with Ramp, Moss, Airbase, Navan, Corpay One, and Rho. These platforms offer similar spend management solutions for businesses, including expense tracking, corporate cards, and accounting automation. CapitalOS differentiates itself by focusing on serving platforms that cater to small businesses.

  • Is CapitalOS legit?

    CapitalOS appears to be a legitimate spend management solution. It offers features like unlimited credit cards, simplified spend management, and API integration. Furthermore, CapitalOS handles risk and compliance management, addressing key safety concerns for businesses.

  • How much does CapitalOS cost?

    CapitalOS pricing is not publicly available. Contact CapitalOS directly to obtain specific product pricing and determine if it's worth the investment for your needs.

  • Is CapitalOS customer service good?

    There is no customer service information available for CapitalOS.


Reviewed by

MK
Michal Kaczor
CEO at Gralio

Michal has worked at startups for many years and writes about topics relating to software selection and IT management. As a former consultant for Bain, a business advisory company, he also knows how to understand needs of any business and find solutions to its problems.

TT
Tymon Terlikiewicz
CTO at Gralio

Tymon is a seasoned CTO who loves finding the perfect tools for any task. He recently headed up the tech department at Batmaid, a well-known Swiss company, where he managed about 60 software purchases, including CX, HR, Payroll, Marketing automation and various developer tools.