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You Need A Budget description
You Need A Budget (YNAB) is a personal finance software that helps individuals and families manage their money more effectively. It utilizes a budgeting method called "The Four Rules" to encourage users to assign every dollar a purpose, plan for both regular and unexpected expenses, be adaptable with their spending, and aim to use income earned in the past to cover current expenses. YNAB offers features such as goal setting, expense tracking, debt management tools, and reporting to provide users with insights into their spending habits and make informed financial decisions.
Who is You Need A Budget best for
You Need A Budget (YNAB) is a personal finance app known for its "Four Rules" budgeting method. Users love YNAB's detailed tracking and helpful goal-setting features, enabling them to gain control of their finances. Some find the learning curve steep and the subscription cost high, but many praise its effectiveness for proactive budgeting.
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Best for small businesses (1-100 employees).
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Particularly well-suited for personal finance management.
You Need A Budget features
Supported YNAB offers automatic bank syncing to import transactions and keep the budget current. |
Supported YNAB enables real-time budgeting, assigning every dollar a job for spending control. |
Supported YNAB facilitates goal tracking for financial targets like debt payoff or savings. |
Supported YNAB offers reporting tools to visualize spending and track progress. |
Supported YNAB provides mobile apps for iOS and Android for budget management on the go. |
Supported YNAB includes debt management tools for faster repayment and interest savings. |
You Need A Budget reviews
We've summarised 30 You Need A Budget reviews (You Need A Budget G2 reviews) and summarised the main points below.
- Excellent for tracking spending and budgeting, helps users gain control of their finances.
- User-friendly interface and well-designed app.
- Flexible budgeting with easy reallocation of funds between categories.
- Helpful goal setting features and progress tracking.
- Comprehensive customer support and resources, including a knowledge base and webinars.
- High subscription cost and transition from one-time purchase to subscription model is a common complaint.
- Steep learning curve and complex features can be confusing for new users.
- Difficulty syncing with certain accounts, particularly mortgage and investment accounts.
- Limited reporting features and lack of advanced reporting options.
- Manual entry of transactions can be tedious, even with auto-syncing.
You Need A Budget pricing
The commentary is based on 2 reviews from You Need A Budget G2 reviews.
YNAB's pricing has seen increases, but users generally find the cost worthwhile due to its effective budgeting methodology. The subscription fee covers robust features, including credit card tracking and the "giving every dollar a job" concept, making it a valuable tool for personal finance management.
See the You Need A Budget pricing page.
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You Need A Budget has a free trial.
All features included.
All features included.
You Need A Budget alternatives
Oracle Planning CloudCloud-based budgeting, forecasting, and performance reporting for smarter finance.Read more
You Need A Budget FAQ
You Need A Budget (YNAB) is personal finance software based on the "Four Rules" budgeting method. It helps individuals and families gain control of their finances through real-time budgeting, expense tracking, goal setting, and debt management tools. YNAB offers reporting and mobile apps for convenient access and financial insights.
What is You Need A Budget and what does You Need A Budget do?
You Need A Budget (YNAB) is personal finance software based on the "Four Rules" budgeting method. It helps individuals and families gain control of their finances through real-time budgeting, expense tracking, goal setting, and debt management tools. YNAB offers reporting and mobile apps for convenient access and financial insights.
YNAB offers direct import from most banks. It also integrates with various tools through file importing, though it lacks native integrations with other budgeting or accounting software. For more complex integrations, consider alternatives like Buxfer or Spendee.
How does You Need A Budget integrate with other tools?
YNAB offers direct import from most banks. It also integrates with various tools through file importing, though it lacks native integrations with other budgeting or accounting software. For more complex integrations, consider alternatives like Buxfer or Spendee.
Top alternatives to You Need A Budget (YNAB) include Buxfer, Spendee, and Pry for personal finance management. For business budgeting and forecasting, consider Oracle Planning Cloud or Campfire. If employee financial wellness is a priority, Your Money Line is an option.
What the main competitors of You Need A Budget?
Top alternatives to You Need A Budget (YNAB) include Buxfer, Spendee, and Pry for personal finance management. For business budgeting and forecasting, consider Oracle Planning Cloud or Campfire. If employee financial wellness is a priority, Your Money Line is an option.
Yes, You Need A Budget (YNAB) is a legitimate and safe personal finance software. It's known for its effective budgeting method and user-friendly interface, although some users find the subscription cost high. The software offers a 34-day free trial, allowing potential users to explore its features before committing.
Is You Need A Budget legit?
Yes, You Need A Budget (YNAB) is a legitimate and safe personal finance software. It's known for its effective budgeting method and user-friendly interface, although some users find the subscription cost high. The software offers a 34-day free trial, allowing potential users to explore its features before committing.
You Need A Budget costs $14.99 per month or $109 per year. Both plans include all features. A 34-day free trial is available, plus an additional free month when you subscribe.
How much does You Need A Budget cost?
You Need A Budget costs $14.99 per month or $109 per year. Both plans include all features. A 34-day free trial is available, plus an additional free month when you subscribe.
YNAB's customer support is highly praised. Users mention helpful support videos, extensive knowledge base, community forums, and webinars as valuable resources. They appreciate the readily available assistance and guidance for navigating the software and budgeting effectively.
Is You Need A Budget customer service good?
YNAB's customer support is highly praised. Users mention helpful support videos, extensive knowledge base, community forums, and webinars as valuable resources. They appreciate the readily available assistance and guidance for navigating the software and budgeting effectively.
Reviewed by
Michal has worked at startups for many years and writes about topics relating to software selection and IT management. As a former consultant for Bain, a business advisory company, he also knows how to understand needs of any business and find solutions to its problems.
Tymon is a seasoned CTO who loves finding the perfect tools for any task. He recently headed up the tech department at Batmaid, a well-known Swiss company, where he managed about 60 software purchases, including CX, HR, Payroll, Marketing automation and various developer tools.