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Ubiquity Retirement

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Last updated on

Company health

Employee growth
7% increase in the last year
Web traffic
23% increase in the last quarter
Financing
October 2018 - $20M

Ratings

G2
2.9/5
(11)
Glassdoor
4.5/5
(31)

Ubiquity Retirement description

Ubiquity Retirement offers simple and affordable 401(k) plans designed specifically for small to medium-sized businesses. They handle everything from setup and administration to compliance and reporting, all for a transparent flat fee. Their platform is user-friendly, integrates with popular payroll providers, and boasts a wide selection of investment options. Ubiquity prioritizes customer support and provides a dedicated team to answer questions and provide guidance.


Who is Ubiquity Retirement best for

Ubiquity Retirement offers affordable and easy-to-manage 401(k) plans for small to medium-sized businesses. Users praise the excellent customer service and helpful resources. Some users have noted difficulties with website navigation and limited investment options. A transparent, flat-fee pricing structure makes budgeting predictable.

  • Ideal for small to medium-sized businesses (1-1000 employees).

  • A good fit for businesses in any industry.


Ubiquity Retirement features

Supported

Ubiquity offers transparent, flat-fee pricing for their retirement plans without any hidden fees, and the fees don't increase as accounts grow.

Supported

Ubiquity's retirement plans can be customized to meet the specific and complex needs of businesses and adapt as those needs change and grow.

Supported

Ubiquity integrates with various payroll providers to automate retirement payroll deductions, freeing business owners from manual processes.

Supported

Ubiquity offers dedicated retirement plan advisors who provide expert, trusted advice and support to help businesses create the ideal retirement plan.

Supported

Ubiquity takes care of all necessary government reporting to ensure compliance, reducing the burden on small businesses.

Supported

Ubiquity stays current on government regulations, implementing changes as needed to ensure retirement plan compliance and avoid potential penalties.

Qualities

We evaluate the sentiment that users express about non-functional aspects of the software

Customer Service

Strongly positive
+1

Ease of Use

Rather positive
+0.6

Reliability and Performance

Rather positive
+0.33

Ubiquity Retirement reviews

We've summarised 84 Ubiquity Retirement reviews (Ubiquity Retirement TrustPilot reviews and Ubiquity Retirement G2 reviews) and summarised the main points below.

Pros of Ubiquity Retirement
  • Excellent customer service with knowledgeable and helpful representatives.
  • Quick resolution of issues and proactive problem-solving by support staff.
  • User-friendly platform for contributions and account management.
  • Affordable and transparent pricing for small businesses.
  • Helpful resources and guidance for setting up and managing 401k plans.
Cons of Ubiquity Retirement
  • Difficult website navigation and user experience requires phone calls for simple tasks.
  • Limited investment options and lack of a money market account.
  • Unexpected fees and costs, especially for rollovers and corrections.
  • Slow customer service response times and difficulty reaching support.
  • Unclear communication and errors in handling contributions and rollovers.

Ubiquity Retirement pricing

The commentary is based on 8 reviews from Ubiquity Retirement G2 reviews and Ubiquity Retirement TrustPilot reviews.

Ubiquity Retirement offers reasonable rates for small businesses, but some users have reported excessive or unexpected fees. Concerns about hidden costs and difficulties resolving billing errors have also been raised. While some consider their pricing affordable, others have had negative experiences with fees.

Users sentiment

Strongly negative
-1

See the Ubiquity Retirement pricing page.

Saver(k)®️
$97/month

An affordable 401(k) with expert-picked plan provisions.

Custom(k)®️
$177/month

A highly-customizable 401(k) with flexibility and support.

Reserve(k)®️
$257/month

The ultimate 401(k) with robust customization and add-ons.

Single(k)®
$19/month

A flexible solo 401(k) plan for businesses with no other full-time employees besides the owner and their spouse or business partner

Single(k) Plus®️
$37.50/month

A record-kept solo 401(k) plan with the choice of pre-selected or customizable investment options


Ubiquity Retirement alternatives

  • Logo of 401GO
    401GO
    Easy 401(k)s for small businesses, automated and affordable.
    Read more
  • Logo of ForUsAll
    ForUsAll
    Affordable 401(k)s for startups, easy setup, crypto options.
    Read more
  • Logo of Betterment at Work
    Betterment at Work
    Easy 401(k)s, advice, and financial wellness for employees.
    Read more
  • Logo of Vestwell
    Vestwell
    Easy 401(k) setup and management for everyone.
    Read more
  • Logo of Transamerica Retirement Solutions
    Transamerica Retirement Solutions
    Retirement plans made easy for businesses and their employees.
    Read more
  • Logo of Spendly
    Spendly
    Compare and save on business services like payroll and insurance.
    Read more

Ubiquity Retirement FAQ

  • What is Ubiquity Retirement and what does Ubiquity Retirement do?

    Ubiquity Retirement provides affordable and streamlined 401(k) plans tailored for small to medium-sized businesses. They handle setup, administration, compliance, and reporting for a transparent flat fee. Their user-friendly platform integrates with payroll providers and offers various investment options.

  • How does Ubiquity Retirement integrate with other tools?

    Ubiquity Retirement integrates with popular payroll providers to automate 401(k) deductions and contributions. This simplifies administration and reduces manual processes for businesses. No information is available about integrations with other tools.

  • What the main competitors of Ubiquity Retirement?

    Top alternatives to Ubiquity Retirement include 401GO, ForUsAll, Guideline, Betterment at Work, Vestwell, and Transamerica Retirement Solutions. These competitors offer similar 401(k) services with varying features, pricing, and target customer profiles.

  • Is Ubiquity Retirement legit?

    Ubiquity Retirement offers seemingly safe and affordable 401(k) plans. However, user reviews reveal mixed experiences. While praised for customer service and pricing, some report website navigation difficulties and limited investment options. Thorough research is recommended before committing.

  • How much does Ubiquity Retirement cost?

    Ubiquity Retirement offers 401(k) plans with pricing from $19/month for the Single(k) to $257/month for the Reserve(k). Small businesses can choose from Saver(k), Custom(k), or Reserve(k), while self-employed individuals can select Single(k) or Single(k) Plus. There are no free plans or trials.

  • Is Ubiquity Retirement customer service good?

    Ubiquity Retirement receives mixed reviews for its customer service. While many customers praise the knowledgeable, helpful, and responsive support representatives, others report slow response times, difficulty reaching support, and unhelpful automated systems. Some users mention positive experiences with specific representatives.


Reviewed by

MK
Michal Kaczor
CEO at Gralio

Michal has worked at startups for many years and writes about topics relating to software selection and IT management. As a former consultant for Bain, a business advisory company, he also knows how to understand needs of any business and find solutions to its problems.

TT
Tymon Terlikiewicz
CTO at Gralio

Tymon is a seasoned CTO who loves finding the perfect tools for any task. He recently headed up the tech department at Batmaid, a well-known Swiss company, where he managed about 60 software purchases, including CX, HR, Payroll, Marketing automation and various developer tools.